Cream Cheese Banana Bread is a delightful twist on the classic banana bread. This recipe features a creamy cheesecake filling that adds a rich, velvety texture to every slice. Perfect for breakfast, brunch, or as a sweet snack, this banana bread is an excellent way to use overripe bananas. Its unique flavors make it suitable for various occasions, from cozy family gatherings to casual coffee dates with friends.
Why You’ll Love This Recipe
- Decadent Flavor – The combination of cream cheese and ripe bananas creates a deliciously moist bread with layers of flavor.
- Easy to Make – With simple ingredients and straightforward steps, this recipe is perfect for bakers of all skill levels.
- Versatile Treat – Enjoy it warm, toasted, or topped with your favorite spreads for breakfast or dessert.
- Great for Leftovers – This banana bread stays fresh for days, making it ideal for meal prep or a sweet treat throughout the week.
- Impressive Presentation – The marbled effect of the cream cheese filling makes it visually appealing and perfect for sharing.
Tools and Preparation
Before you start baking, gather the necessary tools. Having everything at hand will make your cooking experience smooth and enjoyable.
Essential Tools and Equipment
- Loaf pans (9×5 inches)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans – These are essential for shaping your Cream Cheese Banana Bread perfectly during baking.
- Mixing bowls – Having multiple sizes allows you to efficiently combine ingredients without making a mess.
- Electric mixer or whisk – These tools help achieve a smooth cream cheese mixture and evenly blended batter.
- Rubber spatula – Ideal for scraping down the sides of bowls to ensure no ingredient is left behind.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Prepare two 9×5-inch loaf pans by greasing them with nonstick cooking spray.
Step 2: Prepare the Cream Cheese Mixture
- In a mixing bowl, beat together the cream cheese and granulated sugar until smooth.
- Add in one egg and vanilla extract; continue beating until well combined.
- Mix in one tablespoon of flour until fully incorporated. Set this mixture aside.
Step 3: Mix the Banana Bread Batter
- In a large bowl, mash the ripe bananas until smooth.
- Stir in the melted butter and both sugars until well combined.
- Beat in two eggs, vanilla extract, and sour cream until fully mixed.
Step 4: Combine Dry Ingredients
- In another bowl, whisk together two cups of all-purpose flour, baking soda, and baking powder.
- Gradually add this dry mixture to your wet ingredients; mix until just incorporated.
Step 5: Assemble the Loaves
- Pour two cups of banana batter into each prepared loaf pan.
- Spread the cream cheese mixture evenly over each batter layer.
- Top with any remaining banana batter.
Step 6: Bake
Bake in your preheated oven for 50-55 minutes or until a toothpick inserted into the center comes out with moist crumbs. Allow cooling completely before serving.
Enjoy your freshly baked Cream Cheese Banana Bread as a delightful treat any time of day!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is delicious on its own, but it can be elevated with a few serving suggestions. Here are some ideas to enhance your experience and impress your guests.
With Fresh Fruit
- Strawberries: Sliced strawberries add a fresh, sweet contrast to the creamy bread.
- Blueberries: A handful of blueberries can provide a burst of flavor and color.
With Nut Butter
- Peanut Butter: Spread creamy peanut butter for a rich and nutty complement.
- Almond Butter: A drizzle of almond butter adds a lovely nutty taste and creaminess.
With Whipped Cream
- Homemade Whipped Cream: Top your slices with freshly whipped cream for an indulgent treat.
- Flavored Whipped Cream: Consider adding vanilla or cinnamon to the whipped cream for extra flavor.
With Coffee or Tea
- Hot Coffee: Pairing with a steaming cup of coffee balances the sweetness perfectly.
- Herbal Tea: A light herbal tea can offer a refreshing contrast to the flavors in the bread.
How to Perfect Cream Cheese Banana Bread
Perfecting your Cream Cheese Banana Bread can elevate your baking game. Here are some tips to ensure your bread turns out moist and flavorful every time.
- Use Ripe Bananas: The riper the bananas, the sweeter your bread will be. Look for bananas with plenty of brown spots.
- Room Temperature Ingredients: Ensure that cream cheese and eggs are at room temperature for better mixing and texture.
- Don’t Overmix: Mix until just combined; overmixing can lead to dense bread.
- Check Doneness Early: Ovens vary, so check for doneness a few minutes early. A toothpick should come out with moist crumbs, not wet batter.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread works well as part of a meal or snack. Here are some fantastic side dishes that complement this delightful bread.
- Greek Yogurt: A dollop of Greek yogurt adds creaminess and protein, making it a perfect pairing.
- Fruit Salad: A mix of seasonal fruits provides freshness and balances the richness of the banana bread.
- Granola: Crunchy granola on the side adds texture and a nutty flavor that pairs nicely.
- Cottage Cheese: This offers a savory balance and additional protein alongside the sweet bread.
- Chia Seed Pudding: Light yet satisfying, chia seed pudding can add an interesting texture contrast.
- Smoothie Bowl: A smoothie bowl topped with nuts and seeds complements the flavors while providing nutrients.
- Nut Mix: An assortment of nuts gives a crunchy element that enhances each bite of banana bread.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to make a few common mistakes that can affect the final result. Here are some tips to help you succeed.
- Using cold ingredients – Always use room temperature cream cheese and eggs for a smooth batter. Cold ingredients can lead to lumps in your mixture.
- Overmixing the batter – Mix until just combined to keep the bread light and fluffy. Overmixing can make the bread dense and tough.
- Skipping the cooling time – Allow the bread to cool completely before slicing. Cutting too soon can cause it to crumble or fall apart.
- Using under-ripe bananas – Ensure your bananas are fully ripe for maximum sweetness and flavor. Green bananas won’t give you that rich banana taste.
- Not measuring accurately – Use precise measurements for flour and sugar. Too much or too little can drastically change the texture of your banana bread.
Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Wrap tightly with plastic wrap or aluminum foil to maintain freshness.
Freezing Cream Cheese Banana Bread
- Freeze for up to 3 months.
- Slice the bread before freezing to allow for easy thawing.
Reheating Cream Cheese Banana Bread
- Oven – Preheat to 350°F and warm slices for about 10 minutes.
- Microwave – Heat individual slices on medium power for 15-20 seconds.
- Stovetop – Place slices in a skillet over low heat until warmed through.
Frequently Asked Questions
Here are some frequently asked questions about Cream Cheese Banana Bread that may help you in your baking journey.
What makes Cream Cheese Banana Bread different from regular banana bread?
Cream Cheese Banana Bread has a creamy cheesecake filling that adds richness and moisture, elevating traditional banana bread into a delightful treat.
Can I substitute ingredients in this Cream Cheese Banana Bread recipe?
Yes! You can use Greek yogurt instead of sour cream or swap out all-purpose flour for whole wheat flour for a healthier option.
How do I know when my Cream Cheese Banana Bread is done?
Insert a toothpick into the center; if it comes out with a few moist crumbs, it’s ready. If it comes out wet, bake it a little longer.
Can I add nuts or chocolate chips to my Cream Cheese Banana Bread?
Absolutely! Adding walnuts or chocolate chips can enhance flavor and texture. Just fold them into the batter before pouring it into the pans.
Final Thoughts
Cream Cheese Banana Bread is not only delicious but also versatile! You can customize it by adding your favorite mix-ins like nuts or chocolate chips. This recipe is perfect for breakfast, snacks, or dessert—making it an ideal choice for any occasion. Give it a try, and enjoy every bite!

Cream Cheese Banana Bread
Cream Cheese Banana Bread is a deliciously moist twist on the classic banana bread, featuring a rich cream cheese filling that elevates each slice. This easy-to-make recipe is perfect for breakfast, brunch, or an afternoon snack, making it an excellent way to utilize overripe bananas. The combination of sweet bananas and creamy cheesecake creates a delightful contrast in flavors and textures, making it ideal for sharing with friends and family at cozy gatherings or casual coffee dates.
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
Ingredients
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F (175°C) and grease two 9×5-inch loaf pans.
- In a mixing bowl, beat cream cheese and granulated sugar until smooth. Add one egg and vanilla extract; mix well. Stir in flour until combined. Set aside.
- In a separate bowl, mash ripe bananas. Mix in melted butter, both sugars, eggs, sour cream, and vanilla extract until blended.
- In another bowl, whisk together flour, baking soda, and baking powder. Gradually add to the banana mixture until just combined.
- Pour half the banana batter into each pan, top with cream cheese mixture, then cover with remaining banana batter.
- Bake for 50-55 minutes or until a toothpick comes out with moist crumbs.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 serving
- Calories: 210
- Sugar: 12g
- Sodium: 150mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg